A Homeowners Package Policy protects you if your home is damaged or destroyed as a result of fire, lightning or other catastrophic event. It also covers your family's possessions and may provide the family with living expenses while your home is being repaired.

In addition, Homeowners Insurance can pay for liability claims, medical expenses, and other costs that result from property damage and bodily injury that you, your family members, or even your pets cause to others.

We may also recommend that you purchase a Personal Umbrella Policy to provide you with greater limits of liability, expanded coverage, and additional payment of defense costs.